Track Your Investment Growth Anytime, Anywhere .
Plan your financial future by calculating the potential value of your monthly SIP investments in seconds!
A SIP Calculator is an online tool that helps you estimate how much your monthly mutual fund investments could grow over time. By entering your SIP amount, expected return, and investment period, you get a clear idea of future earnings—making planning easier.
Definition:
A Systematic Investment Plan (SIP) lets you invest a fixed amount regularly in mutual funds. The calculator uses a compound interest formula to show how your investment grows month by month.
This calculator gives both new and experienced investors a quick view of how their money can grow, making it easier to plan financial goals.
A SIP Calculator helps you plan smartly by giving quick, accurate projections of your mutual fund returns. It removes the need for manual math and helps both new and experienced investors understand compounding and long-term returns.
Best Use Cases:
It’s a must-have tool for anyone focused on building long-term wealth easily and efficiently.
SIP returns are calculated using a formula that applies compounding to monthly investments. It helps estimate how much wealth you can build over time.
SIP Calculation Formula:
FV = P × [ (1 + r)n – 1 ] × (1 + r) / r
Example:
Using the formula:
Future Value ≈ ₹11.61 lakh
This means an investment of ₹5,000/month for 10 years can grow to nearly ₹11.61 lakh at 12% annual returns.
Using Sperso’s SIP Calculator is quick and easy. Follow these simple steps:
No, most SIP calculators show nominal returns. You’ll need to manually adjust for inflation to estimate real returns.
Both serve similar purposes. However, a SIP return calculator may focus more on total gains, while a SIP calculator projects overall investment value including capital plus returns.
It helps estimate future value of regular investments, enabling goal-based planning for retirement, education, or wealth creation.
Use the formula:
FV = P × [(1 + r)n – 1] × (1 + r)/r
Where P = monthly investment, r = monthly return rate, n = total months.
Yes. It shows how small, regular contributions can grow over time—making it easier to stay on track for specific financial targets.