Total investment
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Interest earned
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Find out how much you can save for your future!
Use our National Pension Scheme (NPS) Calculator to estimate your retirement savings and monthly pension with ease.
An NPS Calculator is an online tool that helps you estimate your retirement benefits. It calculates:
This tool is based on your monthly contributions, retirement age, and expected return on investment. It’s ideal for anyone planning long-term savings with tax benefits under Section 80CCD.
An NPS Calculator helps you plan your retirement easily. It shows how much pension you can receive and the total amount you will have at retirement, based on your monthly investment.
It is useful for:
This tool is perfect for salaried employees, self-employed professionals, and anyone looking to plan a stress-free retirement.
The NPS calculator uses the compound interest formula for monthly investments:
Formula:
A = P × [(1 + r/n)(nt) – 1] × (1 + r/n) / (r/n)
Where:
Example:
If you invest ₹5,000 per month for 30 years at 9% annual interest:
So, you’ll have nearly ₹1 crore saved at retirement!
Planning for retirement is easy with our NPS Calculator. Just enter a few details to instantly see your pension and total savings.
Steps to Use:
Our calculator helps you clearly understand your future savings—no manual calculations, no guesswork. Perfect for salaried and self-employed individuals aiming for a secure retirement.
The calculator lets you select the percentage of your total savings to be used for monthly pension. Based on this, it shows how much you’ll receive every month as annuity after retirement.
It offers accurate pension estimates, tax-saving benefits, and lets government employees compare different retirement scenarios under their contribution plans.
Sperso Filings’ NPS Calculator is fast, reliable, and easy to use—ideal for professionals, self-employed individuals, and government employees planning their retirement.