Principal Amount
₹1,00,000
Total Interest
₹34,685
Find out how much money you can grow over time!
Use the Sperso Filings Free FD Calculator to estimate the maturity amount of your Fixed Deposit based on the investment amount, interest rate, and time period.
A Fixed Deposit (FD) Calculator by Sperso Filings helps you estimate the maturity amount and interest earned on your FD investment. It makes financial planning easier by giving accurate results based on the deposit amount, interest rate, and tenure.
With FD rates in India ranging from 3% to 7.5% per annum and over ₹100 lakh crore invested in FDs, they continue to be a trusted savings option.
Using our FD calculator, you can quickly compare returns across banks and time periods—ensuring smarter, safer investment decisions.
A Fixed Deposit (FD) Calculator is an online tool by Sperso Filings that helps you calculate the maturity amount and interest earned on your FD investment.
Just enter your deposit amount, interest rate, and tenure to instantly know your returns—making financial planning easier, faster, and more accurate.
The Sperso Filings FD Calculator makes it easy to calculate your maturity amount and interest earned—no manual math required. It's perfect for first-time investors who find FD interest calculations confusing.
For regular investors, it helps compare different tenures, interest rates, and compounding options to choose the best plan. Whether you're planning long-term savings or comparing FDs across banks, this tool gives you quick and accurate results.
Save time, avoid errors, and make smart investment decisions with Sperso Filings’ FD Calculator.
How Does the Sperso Filings FD Calculator Work?
Fixed Deposit returns are calculated using the formula:
A = P × (1 + r/n)(n × t)
Where:
Example:
Calculation:
A = 1,00,000 × (1 + 0.06 / 4)20
A = 1,00,000 × (1.015)20
A = ₹1,34,685 (Approx.)
Interest earned = ₹34,685 over 5 years
Using the Sperso Filings FD Calculator is quick and easy. Just follow these simple steps:
Yes, the Sperso Filings FD Calculator works for reinvestment plans where interest is compounded periodically and added to the principal for future interest calculations.
Yes, both refer to the same tool. They calculate the interest earned and the total maturity amount on your fixed deposit investment.
Select quarterly as the compounding frequency in the calculator. It will apply the interest every 3 months, based on the FD formula:
A = P(1 + r/4)4 × t
The calculator lets you input different interest rates and tenures, so you can easily compare maturity amounts across banks and pick the best FD option.