Unsecured Business Loan from India’s Top Lenders
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Hasslefree Online application in 3 steps
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A business loan is a financing option offered by banks or private lenders to entrepreneurs for working capital, expansion, or other business needs. These loans differ from personal loans in terms of formalities, risks, and specific terms. Business loans help boost operations, purchase equipment, or manage cash flow.
EMI refers to fixed monthly payments for loan repayment, calculated using:
E = P × r × (1+r)ⁿ / ((1+r)ⁿ - 1)
Where:
Online EMI calculators simplify this process for quick estimates.
Additional Registration Proof (any one):
Apply online with proper documents and good credit history for faster approval.
Typically ranges from 8% to 24% per annum, depending on lender and profile.
Up to ₹2 crores or more, based on eligibility and lender policies.
Provide ITR, bank statements, business proof, and financial documents instead.
Generally, ₹1.5 to ₹2 lakhs annual income declared in ITR; varies by lender.
Yes, ITR is a key document to prove income for business loan approval.
New entrepreneurs, startups, or MSMEs with a viable business plan and documents.
Repayment tenure ranges from 12 months to 5 years, depending on the loan.
Depends on loan amount, interest rate, and tenure — EMI calculators are available.
PAN, Aadhaar, business proof, ITR, bank statements, and good credit score.
Self-employed individuals, business owners, professionals, and startups.
Loan tenures typically range from 1 to 5 years, flexible as per agreement.
Popular schemes include Mudra Loan, Stand-Up India, and CGTMSE.
A score of 650+ is generally preferred; higher scores improve approval chances.
Apply online with complete documents, strong financials, and good credit history.
Approach NBFCs, banks, or digital lenders with basic KYC and financial proof for quick processing.